I don’t want to jinx it, but it really feels like spring is on the way. The daffodils are coming out and the UK government are starting to make positive noises about releasing lockdown restrictions. From the freezing conditions and snow at the start of the month, the last couple of weeks have brought a …
As I work out what the RE part of FIRE looks like for me, I have been thinking about the journey to get here and the decisions I made to put me in the position I am now in. The more I think about it, the more I believe that a few early decisions really …
We hit our magic number in Dec 2019, Mr.W took voluntary redundancy from his office job shortly afterwards and set about building a small business, allowing him to choose his own hours and take on as much or as little work as he wants. I am currently still working full time. It’s now just over …
What a great way to start the year! When we updated our spreadsheets this month, we were delighted to see that we had hit a big milestone. Despite the fact we only had one income in 2020, and therefore a significant drop in our saving rate, our money has been quietly toiling away. It is …
How many times have you heard someone say “one day I will……..”<insert dream / vision of the future>. Maybe you have even said it yourself a few times, but for most that vision will never become a reality for one simple reason – it is never backed up with any form of action. The passage …
November brought a new record for the freedom fund, and the anniversary of Mr W finishing his last office job. All our accounts have soared to new highs with my S&S ISA topping £200k for the first time. I am expecting a choppy ride ahead, but I’m happy to enjoy it while it lasts. Despite …
Before we start insulating the van, we wanted to fit a reversing camera to help us navigate narrow lanes and tight parking spots without incident. Having looked at various options, we decided on a camera mounted in the high level brake light at the top of the rear door, together with a display which mounts …
Freedom Fund: £920,254 Hypothetical monthly income @4% SWR: £3,068 Actual monthly expenses: £2,436 October was a busy month and it turns out that it was good that we took the opportunity to get out and about and catch up with friends and family, as we are now back in lockdown in the UK for at …
Summer is well and truly over, the heating is back on and it’s time to see how the numbers stack up. Freedom Fund: £924,193 Hypothetical monthly income @ 4% SWR: £3,081 Actual Monthly Expenses: £1,913
We finally made a start on converting our Ford Transit Custom into a camper van. The first step was quite a brave one – fitting an opening privacy glass window in the sliding door. This is not something we had any experience of, but there are plenty of YouTube videos showing how others have done …
Finding Enough 