My first full month of semi retirement went by incredibly quickly, despite only half of it being spent working. It is far too early to tell how this version of semi-retirement will work for me, as right now it just feels like I’ve had a 2 week holiday, with the month being divided with the …
What is likely to be my last month of full time work ever, went by in a flash. It doesn’t really seem real yet – especially as I will be starting May with 2 weeks full time in the office! I have agreed a schedule of working weeks with my boss which totals half of …
I can’t believe we’re a quarter of the way through 2021 already! The new growing season is upon us in the UK, and just the same as every year, I am a bit behind were I wanted to be. I have enjoyed growing my own vegetables since I was very young, ‘helping’ my Dad plant …
I don’t want to jinx it, but it really feels like spring is on the way. The daffodils are coming out and the UK government are starting to make positive noises about releasing lockdown restrictions. From the freezing conditions and snow at the start of the month, the last couple of weeks have brought a …
We hit our magic number in Dec 2019, Mr.W took voluntary redundancy from his office job shortly afterwards and set about building a small business, allowing him to choose his own hours and take on as much or as little work as he wants. I am currently still working full time. It’s now just over …
November brought a new record for the freedom fund, and the anniversary of Mr W finishing his last office job. All our accounts have soared to new highs with my S&S ISA topping £200k for the first time. I am expecting a choppy ride ahead, but I’m happy to enjoy it while it lasts. Despite …
Freedom Fund: £920,254 Hypothetical monthly income @4% SWR: £3,068 Actual monthly expenses: £2,436 October was a busy month and it turns out that it was good that we took the opportunity to get out and about and catch up with friends and family, as we are now back in lockdown in the UK for at …
Summer is well and truly over, the heating is back on and it’s time to see how the numbers stack up. Freedom Fund: £924,193 Hypothetical monthly income @ 4% SWR: £3,081 Actual Monthly Expenses: £1,913
August was an expensive month for us, mainly for vehicle related reasons and due to it being TV licence renewal month (my almost irrational hatred of subscriptions or monthly payment commitments of any kind means we pay this in full annually). It was also the month we visited a restaurant with friends for the first …
It’s spreadsheet time again. The first week of every month, I update a spreadsheet which tracks 2 things; the value of our freedom fund and our expenses for that month. This month, I am typing my update from one of my favourite places – in a hammock in my garden. The view is restful, and …
