Finding Enough

The journey to financial independence and a world of choices

There is no single answer to what is enough, and my enough is likely to be very different from yours.  One thing is for sure, though, if your life isn’t fulfilling before you retire, then it won’t magically all come together once you have more time on your hands, if you don’t know yourself well enough (that word again) to build a life that will be fulfilling for you.

There are an increasing number of blogs talking about FIRE (Financial Independence Retire Early) which mostly focus on achieving what at the start seems impossible.  If you can suspend your disbelief and have a go, you will realise that actually it is very possible.  The maths works.

What isn’t so clear is what should we all do with the time we have earned for ourselves through all this hard work and conscious spending?  If a salary deposited in my bank account is no longer my main purpose, what is?

When Mr W and I worked out that we should actually be in a position to pull the trigger on paid work in around a year or so, we realised we ought to get serious about working out what comes next.  We have thrown around lots of ideas of things we can do ‘when we don’t have to work anymore’, but some are mutually exclusive – buy a property in France to renovate, move to rural Wales and set up a small holding, travel to all the places on the list we have been building faster than we can cross them off with 25 days holiday per year, volunteer to help build wildlife sanctuaries in Madagascar, harvest grapes in France……this list is endless.  So where to start?  

This has been the question that we have been bouncing around for sometime, and the inspiration behind this blog.  From time to time amongst all the stories of early retirees having a whale of a time you read the occasional tale of purposelessness or even depression.  Going from 100 mph in a corporate role to having no set agenda is a hell of a shock to the system.

We have a lot of interests and projects outside the current corporate jobs, so it probably isn’t likely we would ever become one of those stories, but understanding what we get from our current paid employment beyond a salary at the end of the month is vital to understanding how best to replace it.  Is there even something which needs to be replaced or is it just a comfortable and familiar habit?

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