Finding Enough

The journey to financial independence and a world of choices

It’s raining outside, so its much easier to focus on writing, hence two posts in fairly quick succession. We are recovering from a month full of visitors. May is always a busy month for friends and family wanting to visit. I suppose I can’t blame them, May has always been my favourite month for flora …

Continue reading

Although we took time out to complete our Finding Enough monthly financial review as usual at the start of May, I am horribly late in turning it into a post. I’ll save May’s musings for the next instalment (which will hopefully be less tardy) but sufficed to say, it’s been a busy spring in our …

Continue reading

March saw the snowdrops give way to daffodils in the garden, and we are fortunate that a previous owner planted a LOT of them. I have no idea how many varieties, but there are quite a few, so the flowering period is spread over weeks. They are such cheerful flowers and they come up all …

Continue reading

The birds are starting to sing, so they must be noticing the lighter evenings and snowdrops too. February brought an occasional glimpse of sunshine and slowly but surely, slightly lighter evenings. A bit of sunshine on your face suddenly makes you realise you’ve been feeling a bit flat. Maybe that’s normal for January, and it …

Continue reading

It was difficult to get motivated in January. After a chilly bright start to the year, short days were made to feel even shorter by seemingly endless cloud and rain. It didn’t help that the jobs that needed doing were not ones I was looking forward to tackling.

2025 definitely didn’t turn out as planned for a number of reasons, good and bad, but our freedom fund had a great year with no active tinkering whatsoever. One of my greatest fears when finally taking the plunge and quitting the 9-5 was large falls in the market in the first few years that we …

Continue reading

Despite having moved into our cottage in SW Scotland in 2023, we hadn’t yet spent a Christmas here. Much to the disappointment of certain family members, we decided to have a quiet one at home this year. When an old school friend asked if she could come and stay for a few days while her …

Continue reading

A lot of rain means no shortage of rainbows, and apart from a brief cold spell, there was a lot of rain in November! The update is very late this month, despite starting it on time. We seem to be juggling lots of minor things and I’d forgotten how much time walking a dog takes …

Continue reading

October started with a long anticipated trip and proceeded in stop start fashion when it came to completing the energy efficiency work. I am finally starting to catch my breath and feel a little more in control of what is going on around me. At the time of writing we are still sleeping in the …

Continue reading

The 1st September brought 6 vans full of 9 contractors to start work on our energy efficiency improvements. By day 2 we were up to 8 vans, and I have no idea how many people. The cacophony of SDS drills, impact drivers and slamming van doors was a bit overwhelming. You couldn’t go anywhere without …

Continue reading

Advertisements