Finding Enough

The journey to financial independence and a world of choices

The local agricultural show is considered the end of the summer in these parts. Nights start to draw in quickly and the weather cools. This certainly seems to generally be the case this year. Although there hasn’t been much rain, sunset has gone from 21.21 to 20.13 in August.

The weather in July in SW Scotland was stunning. When you have weather like this, and live in a beautiful place, there really is no need to travel. We were incredibly busy this month, both with house projects and other things locally, but we also made time to have a few mini-holiday days out to …

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June was a beautiful month in rural SW Scotland, despite very mixed weather. There was wildlife everywhere and we made steady progress with the endless to do list on the house project.

It’s raining outside, so its much easier to focus on writing, hence two posts in fairly quick succession. We are recovering from a month full of visitors. May is always a busy month for friends and family wanting to visit. I suppose I can’t blame them, May has always been my favourite month for flora …

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Although we took time out to complete our Finding Enough monthly financial review as usual at the start of May, I am horribly late in turning it into a post. I’ll save May’s musings for the next instalment (which will hopefully be less tardy) but sufficed to say, it’s been a busy spring in our …

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March saw the snowdrops give way to daffodils in the garden, and we are fortunate that a previous owner planted a LOT of them. I have no idea how many varieties, but there are quite a few, so the flowering period is spread over weeks. They are such cheerful flowers and they come up all …

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The birds are starting to sing, so they must be noticing the lighter evenings and snowdrops too. February brought an occasional glimpse of sunshine and slowly but surely, slightly lighter evenings. A bit of sunshine on your face suddenly makes you realise you’ve been feeling a bit flat. Maybe that’s normal for January, and it …

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It was difficult to get motivated in January. After a chilly bright start to the year, short days were made to feel even shorter by seemingly endless cloud and rain. It didn’t help that the jobs that needed doing were not ones I was looking forward to tackling.

2025 definitely didn’t turn out as planned for a number of reasons, good and bad, but our freedom fund had a great year with no active tinkering whatsoever. One of my greatest fears when finally taking the plunge and quitting the 9-5 was large falls in the market in the first few years that we …

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Despite having moved into our cottage in SW Scotland in 2023, we hadn’t yet spent a Christmas here. Much to the disappointment of certain family members, we decided to have a quiet one at home this year. When an old school friend asked if she could come and stay for a few days while her …

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