November brought a new record for the freedom fund, and the anniversary of Mr W finishing his last office job. All our accounts have soared to new highs with my S&S ISA topping £200k for the first time. I am expecting a choppy ride ahead, but I’m happy to enjoy it while it lasts. Despite …
Freedom Fund: £920,254 Hypothetical monthly income @4% SWR: £3,068 Actual monthly expenses: £2,436 October was a busy month and it turns out that it was good that we took the opportunity to get out and about and catch up with friends and family, as we are now back in lockdown in the UK for at …
Summer is well and truly over, the heating is back on and it’s time to see how the numbers stack up. Freedom Fund: £924,193 Hypothetical monthly income @ 4% SWR: £3,081 Actual Monthly Expenses: £1,913
August was an expensive month for us, mainly for vehicle related reasons and due to it being TV licence renewal month (my almost irrational hatred of subscriptions or monthly payment commitments of any kind means we pay this in full annually). It was also the month we visited a restaurant with friends for the first …
It’s spreadsheet time again. The first week of every month, I update a spreadsheet which tracks 2 things; the value of our freedom fund and our expenses for that month. This month, I am typing my update from one of my favourite places – in a hammock in my garden. The view is restful, and …
Finding Enough 