Finding Enough

The journey to financial independence and a world of choices

2025 definitely didn’t turn out as planned for a number of reasons, good and bad, but our freedom fund had a great year with no active tinkering whatsoever. One of my greatest fears when finally taking the plunge and quitting the 9-5 was large falls in the market in the first few years that we …

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May was improbably warm and dry in SW Scotland. The weather was glorious, but drought is perilous for those (like us) with private water supplies. A daily hike down to the well became the norm once the burn (stream) past our house stopped flowing. Just the circumstances you want for when your in-laws are about …

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This may be a briefer than usual update, as September has brought with it a dose of shingles. It is not an experience I would recommend and has rather reduced my stamina for typing, as well as everything else…….. I am hoping that the anti-virals I have been prescribed will reduce my likeness to Worf …

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February was generally a quiet relaxed month, with a week of frantic activity in the middle. We pottered around the house and garden, decorated the kitchen and contacted local trades for quotes for work we will need help with (building a garage/workshop, taking down a tree, hiring a skip). I also spotted something very speedy …

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